Current Cryptocurrency News as of 12 November 2025: Bitcoin Holds Above $100,000, Market Consolidation Post-Rally, Traditional Finance Enters Crypto Market with First Banks and ETFs, Investors Await Key Economic Data, Top 10 Most Popular Cryptocurrencies.
Bitcoin Maintains Positions Amid Optimism
Following a rapid increase over the previous months, Bitcoin (BTC) has managed to hold onto six-figure price levels. As of 12 November, the leading cryptocurrency is trading at approximately ~$105,000, having slightly decreased from August's record highs (~$124,000), but still significantly above the start-of-year levels. The market capitalisation of BTC stands at around $2.1 trillion (approximately 58% of the total cryptocurrency market capitalisation), reaffirming Bitcoin's dominant role. Experts note that the conclusion of the prolonged US government shutdown and the associated positive macroeconomic shifts have boosted investor confidence. This week, the US Senate approved a budget agreement, ending a 41-day government shutdown, which alleviated market uncertainties. Additional impetus was provided by signals of potential “tariff dividends,” as President Donald Trump proposed disbursing revenues from import tariffs as one-time payments of $2000 to citizens. These measures have strengthened expectations that liquidity influx and economic stability will support demand for risk assets, including Bitcoin. Analysts point out that BTC now has the potential to reach new highs if it can decisively surpass the next significant threshold (around ~$110,000). Overall sentiment surrounding Bitcoin remains predominantly optimistic: investors continue to view it as “digital gold” and a hedge against inflation risks, especially amidst the easing of monetary policy.
Ethereum and Major Altcoins: Mixed Dynamics
The second largest crypto asset, Ethereum (ETH), is trading steadily following its summer surge. The current price of ETH is approximately ~$3,550, which is somewhat below the historical peak ($4,890 in 2021), yet it confirms Ethereum's strong standing. Ethereum still constitutes around ~12% of the total market capitalisation (around $420 billion), remaining a foundational platform for smart contracts, decentralised finance (DeFi), and a multitude of applications. Investor interest in ETH is sustained by ecosystem development and institutional demand: recently launched spot ETFs for Ethereum in the US have simplified access to this asset for large players. Although over the past few weeks Ethereum funds, like Bitcoin funds, have recorded capital outflows due to profit-taking, long-term sentiment surrounding ETH remains positive. Many altcoins among market leaders exhibit mixed movements. After a frenzied rally earlier this month, some alternative coins have entered a consolidation phase: investors are reassessing risks and taking profits. Nonetheless, specific projects demonstrate resilience and growth thanks to their unique news. For example, the token of decentralised exchange Uniswap (UNI) surged more than 20% this week following the team's proposal to include a fee (which would make the coin deflationary), although it later pulled back from its local peak. Overall, the broader altcoin market remains volatile: many coins trade with fluctuations of 5–10% throughout the week, responding to news regarding technology, partnerships, and regulatory decisions.
Traditional Finance Embraces Cryptocurrencies
The crypto industry is gaining increasing support from traditional financial institutions. This week witnessed a significant event: American bank SoFi announced the launch of cryptocurrency trading services for its clients. SoFi has become the first bank in the US to directly offer the buying, selling, and storage of digital assets, including Bitcoin, Ethereum, and Solana. The company's management noted that the decision was made possible by the clarification of regulatory rules—this spring, the Office of the Comptroller of the Currency (OCC) officially permitted federally chartered banks to provide cryptocurrency services. Following this clarification and the growing client demand, several major banks are beginning to explore opportunities for engaging with digital assets. The launch of SoFi's crypto services marks a pivotal step in integration: retail investors can now access the crypto market through familiar banking applications, thus broadening the market audience. Furthermore, SoFi announced plans to issue its own stablecoin (a digital dollar pegged to the USD) and to implement blockchain technologies in its lending and payment products. Experts believe that SoFi's example will stimulate other banking sector players to join the cryptocurrency space. Meanwhile, traditional investment funds continue to launch new products: various countries are witnessing the emergence of crypto ETFs and trusts targeting a wide range of assets—from Bitcoin and Ethereum to baskets of altcoins. Such activity from financial companies indicates that cryptocurrencies are increasingly being perceived as a legitimate asset class.
Regulation: End of Shutdown and New Legislative Initiatives
The regulatory environment surrounding cryptocurrencies continues to improve, removing barriers for the market. The conclusion of the budgetary crisis in the US has not only positively affected investor sentiment but has also unlocked legislative activity. A new comprehensive bill regulating the cryptocurrency market is progressing through Congress. This week, the Senate Agricultural Committee presented the "Crypto Market Structure Bill," which proposes to define clear rules for the digital asset industry. Legislators intend to delineate the responsibilities of regulatory authorities: according to the initiative, supervisory functions will largely be transferred to the Commodity Futures Trading Commission (CFTC) for overseeing trading venues and derivatives on crypto assets, while the Securities and Exchange Commission (SEC) will focus on tokens that fall under the category of securities. The aim of the bill is to ensure market transparency and investor protection while not stifling innovation. The US administration is also demonstrating support for the development of the fintech sector: an announcement has been made regarding the preparation of the so-called "New Structure Bill" to modernise the financial system, in which the crypto industry may occupy an important place. Similar trends for the integration of cryptocurrencies into the legal framework can be observed in other countries. For instance, the Central Bank of Brazil recently extended anti-money laundering (AML) and terrorist financing requirements to cryptocurrency companies and Bitcoin service providers. The European Union previously approved comprehensive MiCA regulations, and their phased implementation in 2024–2025 is already stimulating activity among licensed crypto exchanges in Europe. Overall, regulators around the world are increasingly engaged in formulating rules for digital assets—this factor reduces uncertainty and encourages the entry of more conservative investors into the sector.
Institutional Interest and Capital Movement
Large investors maintain their interest in cryptocurrencies, although mixed trends are observed in capital flows in the short term. Following record capital inflows into crypto funds during the summer, a correction has occurred in the autumn: over the last two weeks, digital investment products have recorded a net capital outflow of approximately $1.1 billion, primarily due to Bitcoin and Ethereum funds. Data from CoinShares indicates that just last week, around $900 million was withdrawn from Bitcoin funds and about $400 million from Ethereum funds, as some investors opted to take profits following price increases. However, not all segments of the market are experiencing outflows. The token XRP, conversely, is attracting new funds: funds focused on XRP garnered about $28 million in inflows during the same week. This indicates a redistribution of interest—some investors are shifting capital into alternative digital assets with clear practical value. Overall, the total capitalisation of the cryptocurrency market holds around $3.6 trillion, which is about 5% above the lows earlier in November, signalling a gradual return of buyers. Institutional players continue to use market pullbacks to build their positions. For example, analysts report that large holders ("whales") recently bought around $200 million in Cardano (ADA) tokens during the price dip, showcasing confidence in the long-term potential of the asset despite delays in launching an ETF for it. Additionally, the influx of funds into already launched cryptocurrency ETFs continues. After a brief pause at the beginning of the month, a slight net inflow was recorded in US spot Bitcoin ETFs again (about $1.2 million over the last day as of 11 November), indicating a stabilization of sentiment. Interest is also spreading to other assets: recently, the first spot XRP ETF ("Canary") was registered in the US, and the total assets under management in the XRP ETF already exceeded $800 million in the first days of trading. Furthermore, new exchange-traded funds focused on Solana have emerged in the American market, which are also beginning to attract capital, signalling an expansion of investment tools in cryptocurrencies. The activity of such products, alongside participation from public companies (e.g., MicroStrategy continues to increase its BTC holdings on its balance sheet), confirms the institutional segment's stable foothold within the crypto sphere.
Market Sentiment and Forecasts
The sentiment in the cryptocurrency market in mid-November can be characterised as cautiously optimistic. The "fear and greed" index for Bitcoin and major altcoins is situated in the moderate "greed" zone, indicating a predominance of optimism, albeit without extreme euphoria. Market participants are inspired by a combination of favourable factors—ranging from an easing of monetary policy to positive news regarding regulation and the integration of cryptocurrencies into traditional finance. However, experts warn of the risks associated with short-term volatility. The rapid price increase in previous weeks has resulted in a series of liquidations in the futures markets: on certain days, the total volume of forcibly closed positions reached several hundred million dollars. This suggests that some leveraged traders have faced losses amid sharp price fluctuations. Analysts advise investors to exercise caution and adhere to risk management strategies, as technical pullbacks could occur following the strong rally. Nevertheless, medium-term forecasts predominantly remain positive. Many observers believe that the market has entered the "second phase" of a bull cycle: following the peaks in August and the subsequent correction, a consolidation phase is likely, followed by a new wave of growth as the new year approaches. Several bold forecasts from major financial institutions remain intact. For instance, strategists at Standard Chartered recently raised their year-end target for Bitcoin to $200,000, based on expectations of continued institutional capital inflows. Other experts are more reserved but also predict growth; for example, some analysts see potential for Bitcoin to rise to ~$130,000 in the coming months if economic conditions remain favourable. A key factor for short-term dynamics will be macroeconomic statistics. Tomorrow, 13 November, fresh consumer price index (CPI) data for October will be released in the US. This report is viewed by investors as a critically important benchmark: moderate inflation could bolster hopes for a Federal Reserve interest rate cut. According to CME FedWatch futures data, the probability of the first rate cut at the Federal Reserve's December meeting is estimated by the market at about 60–70%. An easing of monetary policy typically heightens risk appetite and could trigger a new phase of crypto rally. Overall, if current trends persist—with increased institutional participation, support from regulators, and an improving macroeconomic backdrop—most experts anticipate an increase in cryptocurrency market capitalisation by year-end and further strengthening of the sector in 2026.
Top 10 Most Popular Cryptocurrencies
As of the morning of 12 November 2025, the top ten most popular cryptocurrencies by market capitalisation are as follows:
- Bitcoin (BTC) — the first and largest cryptocurrency. BTC is currently trading around $105,000 after a correction from August's peak; Bitcoin's capitalisation is approximately $2.1 trillion (≈58% of the entire market).
- Ethereum (ETH) — the leading altcoin and platform for smart contracts. The price of ETH is approximately $3,550, significantly above last year's levels; capitalisation around $420 billion (≈12% of the market).
- Tether (USDT) — the largest stablecoin, pegged to the US dollar 1:1. USDT is widely used for trading and settlements; its market capitalisation is about $150 billion, and its price remains consistently around $1.00.
- Binance Coin (BNB) — the coin of the largest cryptocurrency exchange Binance and the native token of the BNB Chain. BNB is priced around $950, close to its historical maximum; capitalisation around $140 billion. Despite legal pressure on Binance, the token remains among the leaders due to its active use on the platform and in DeFi.
- Ripple (XRP) — the token of the Ripple payment network for cross-border settlements. XRP is trading around $2.50; its capitalisation is estimated at about $130 billion. Legal clarity regarding XRP's status in the US (Ripple's victory in its dispute with the SEC) has bolstered investor confidence and allowed the token to maintain its place among leading assets.
- Solana (SOL) — a high-performance blockchain platform for decentralised applications. SOL holds around $160 per coin (capitalisation ~$80 billion), having retreated from peak levels of $200 earlier this year. Interest in Solana is supported by the growth of its ecosystem and the emergence of investment products (ETFs) focused on this asset.
- USD Coin (USDC) — the second-largest stablecoin backed by dollar reserves (issued by Circle). The price of USDC is strictly maintained at $1.00; capitalisation around $60 billion. USDC is widely used by institutional investors and in DeFi due to its transparency and regular audits of reserves.
- Cardano (ADA) — a blockchain platform focused on a scientific approach to development. ADA is currently priced around $0.70 (capitalisation ~$25 billion) following a pullback from recent local peaks around $1.00. Cardano attracts attention with plans for the launch of an ETF for this token and an active community that believes in the project's long-term growth.
- TRON (TRX) — a platform for smart contracts and decentralised applications, especially popular in Asia. TRX is trading around $0.30; market valuation ~ $28 billion. TRON maintains its presence in the top 10 largely due to the use of its network for issuing stablecoins (a significant portion of USDT circulates on the Tron blockchain) and ongoing ecosystem development.
- Dogecoin (DOGE) — the most well-known meme cryptocurrency, originally created as a joke. DOGE is holding around $0.18 (capitalisation ~$30 billion), supported by community loyalty and occasional celebrity attention. Despite high volatility, Dogecoin continues to rank among the top coins, demonstrating remarkable resilience in investor interest.
