Current Cryptocurrency News as of 12 November 2025: Bitcoin Maintains Levels Above $100,000, Market Consolidation After Rally, Traditional Finance Enters the Crypto Space with First Banks and ETFs, Investors Await Key Economic Data, Top 10 Popular Cryptocurrencies.
Bitcoin Stays Strong Amid Optimism
After a rapid rise in recent months, Bitcoin (BTC) has maintained six-figure price levels. As of 12 November, the leading cryptocurrency is trading at approximately ~$105,000, slightly down from its record peak of August (~$124,000), yet significantly higher than the levels at the beginning of the year. The market capitalisation of BTC stands around $2.1 trillion (approximately 58% of the total cryptocurrency market cap), affirming Bitcoin's dominant role. Experts note that the conclusion of the prolonged US government shutdown and associated positive macroeconomic shifts have increased investor confidence. This week, the US Senate approved a budget agreement, ending the 41-day government closure, which alleviated uncertainty in the markets. Additional impetus came from a proposed distribution of "tariff dividends" – President Donald Trump suggested directing revenue from import tariffs towards one-off payments of $2,000 to citizens. These measures bolstered expectations that liquidity influx and economic stability would support demand for risk assets, including Bitcoin. Analysts suggest that BTC is now positioned to renew its peaks, should it confidently surpass the next significant threshold (in the vicinity of ~$110,000). Overall sentiment around Bitcoin remains predominantly optimistic: investors view it as "digital gold" and a hedge against inflationary risks, particularly in light of easing monetary policy.
Ethereum and Major Altcoins: Mixed Dynamics
The second largest crypto asset, Ethereum (ETH), is trading steadily after a summer surge. The current price of ETH stands at around ~$3,550, somewhat below its historical peak ($4,890 in 2021), yet confirming Ethereum's solid positioning. Ethereum continues to account for ~12% of the total market capitalisation (approximately $420 billion), remaining the foundational platform for smart contracts, decentralised finance (DeFi), and numerous applications. Investor interest in ETH is supported by the development of its ecosystem and institutional demand: newly launched spot ETFs for Ethereum in the US have simplified access for major players to this asset. Although in recent weeks Ethereum funds, like Bitcoin, recorded capital outflows due to partial profit-taking, long-term sentiment around ETH remains positive. Many altcoins among the market leaders are showcasing divergent movements. Following a fervent rally at the start of the month, some alternative coins have entered a consolidation phase: investors are reassessing risks and taking profits. Nonetheless, certain projects demonstrate resilience and growth due to specific developments. For instance, the token of the decentralised exchange Uniswap (UNI) surged over 20% this week after the team proposed including a fee (which will make the coin deflationary), although it subsequently pulled back from its local peak. Overall, the broader altcoin market remains volatile: many coins are trading with fluctuations of 5–10% during the week, responding to news about technologies, partnerships, and regulatory decisions.
Traditional Finance Embraces Cryptocurrencies
The crypto industry is receiving increasing support from traditional financial institutions. This week marked a significant event: American bank SoFi announced the launch of cryptocurrency trading services for its clients. SoFi has become the first bank in the US to directly offer the purchase, sale, and storage of digital assets, including Bitcoin, Ethereum, and Solana. The company's management noted that this decision was made possible by the clarification of regulatory rules – in Spring 2025, the Office of the Comptroller of the Currency (OCC) officially permitted federally chartered banks to provide services related to cryptocurrencies. Following these clarifications and the growing demand from clients, several major banks have begun exploring opportunities to work with digital assets. The launch of SoFi's crypto services marks an important step in integrating the crypto space: now retail investors can access the crypto market through familiar banking applications, which broadens the market's audience. Furthermore, SoFi has announced plans to release its own stablecoin (a digital dollar pegged to the USD) and to implement blockchain technologies in its lending and payment products. Experts believe that SoFi's example will encourage other players in the banking sector to join the cryptocurrency space. Simultaneously, traditional investment funds are continuing to launch new products: cryptocurrency ETFs and trusts targeting a wide range of assets – from Bitcoin and Ethereum to baskets of altcoins – are emerging across several countries. This activity from financial companies indicates that cryptocurrencies are increasingly viewed as a legitimate asset class.
Regulation: End of Shutdown and New Legislative Initiatives
The regulatory environment surrounding cryptocurrencies continues to improve, removing barriers for the market. The end of the budget crisis in the US has not only positively impacted investor sentiment but has also unblocked legislative activities. Congress is advancing a new comprehensive bill on governing the cryptocurrency market. This week, the Senate Agriculture Committee presented the "Crypto Market Structure Bill," which proposes to establish clear rules for the digital asset industry. Legislators intend to delineate oversight powers: under the initiative, regulatory functions will largely be transferred to the Commodity Futures Trading Commission (CFTC) for oversight of trading platforms and derivatives on crypto assets, while the Securities and Exchange Commission (SEC) will focus on tokens that qualify as securities. The goal of the bill is to ensure market transparency and protect investors without stifling innovation. The US administration is also demonstrating support for the development of the fintech sector: a so-called "New Structure Bill" is being prepared to modernise the financial system, in which the crypto industry may occupy a significant place. Similar trends of integrating cryptocurrencies into the legal framework are being observed in other countries. For example, Brazil's central bank recently expanded anti-money laundering (AML) and counter-terrorism financing requirements to cryptocurrency companies and bitcoin service providers. The European Union earlier approved comprehensive MiCA regulations, and their phased implementation in 2024-2025 is already stimulating the activities of licensed crypto exchanges in Europe. Overall, regulators around the world are increasingly working on formulating rules for digital assets – this factor reduces uncertainty and facilitates the attraction of more conservative investors into the sector.
Institutional Interest and Capital Movement
Large investors maintain an interest in cryptocurrencies, although mixed trends are observed in capital flows in the short term. Following record inflows into crypto funds during the summer, a correction occurred in the autumn: over the last two weeks, digital investment products recorded a net outflow of approximately $1.1 billion, mainly due to Bitcoin and Ethereum funds. Data from CoinShares indicate that last week alone, around $900 million was withdrawn from Bitcoin funds and approximately $400 million from Ethereum funds, as some investors opted to lock in profits after price rises. However, not all segments of the market are experiencing outflows. The XRP token, in contrast, is attracting new funds: XRP-focused funds received around $28 million in inflows during the same week. This reflects a redistribution of interest – some investors are reallocating capital to alternative digital assets with clear practical values. Overall, the total capitalisation of the cryptocurrency market remains around $3.6 trillion, which is 5% above the lows of early November, indicating a gradual return of buyers. Institutional players continue to use market pullbacks to build positions. For example, analysts report that large holders ("whales") recently bought approximately $200 million worth of Cardano (ADA) tokens during a price drop, demonstrating confidence in the long-term prospects of the asset despite delays in the launch of an ETF for it. Additionally, there continues to be an influx of funds into already launched cryptocurrency exchange-traded funds. Following a brief pause at the beginning of the month, Bitcoin spot ETFs in the US have seen a slight net inflow (around $1.2 million in the last day as of 11 November), signifying a stabilization of sentiment. Interest is also extending to other assets: recently, the first spot ETF on XRP, "Canary," was registered in the US, with the total assets under management of XRP ETFs already exceeding $800 million in the first days of trading. Moreover, new exchange-traded funds focused on Solana have emerged in the US, also beginning to attract capital, signalling an expansion in the range of tools for investing in cryptocurrencies. The activity of such products, alongside participation from public companies (such as MicroStrategy, which continues to increase its BTC holdings), confirms that the institutional segment has firmly established itself in the crypto sphere.
Market Sentiment and Forecasts
Sentiment in the cryptocurrency market as mid-November approaches can be characterised as cautiously optimistic. The "fear and greed" index for Bitcoin and major altcoins is in the zone of moderate "greed," indicating prevailing optimism, albeit without extreme euphoria. Market participants are inspired by a combination of favourable factors – from easing monetary policy to positive news regarding regulation and the integration of cryptocurrencies into traditional finance. However, experts warn of the risks of short-term volatility. The rapid price increase in previous weeks has led to a series of liquidations in the futures markets: on certain days, the total volume of liquidated positions reached several hundred million dollars. This indicates that some leveraged traders have faced losses during sharp fluctuations in prices. Analysts advise investors to proceed with caution and adhere to risk management strategies, as technical pullbacks may occur following a strong rally. Nevertheless, medium-term forecasts remain positive overall. Many observers believe that the market has entered the "second phase" of a bullish cycle: following peak renewals in August and the subsequent correction, a consolidation phase is likely, followed by a new wave of growth as the next year approaches. A number of bold projections from major financial institutions remain intact. For instance, strategists at Standard Chartered previously raised their target level for Bitcoin to $200,000 by the end of 2025, based on expectations of further inflows of institutional capital. Other experts are more cautious but also predict growth: for example, several analysts see the potential for Bitcoin to rise to ~$130,000 in the coming months if economic conditions remain favourable. A critical factor for short-term dynamics will be macroeconomic statistics. Tomorrow, 13 November, fresh consumer price index (CPI) data for October will be released in the US. This report is viewed by investors as a critically important barometer: moderate inflation may strengthen hopes for a Federal Reserve rate cut. According to CME FedWatch futures data, the market estimates the probability of the first interest rate cut at the Federal Reserve meeting in December to be around 60–70%. Easing monetary policy typically boosts risk appetite and may trigger a new phase of cryptocurrency rally. Overall, if current trends are maintained – growth in institutional participation, support from regulators and improvement in the macroeconomic backdrop – most specialists expect an increase in cryptocurrency market capitalisation by year-end and further strengthening of the sector in 2026.
Top 10 Most Popular Cryptocurrencies
As of the morning of 12 November 2025, the top ten most popular cryptocurrencies by market capitalisation are as follows:
- Bitcoin (BTC) — the first and largest cryptocurrency. BTC is currently trading around $105,000 after correcting from its August peak; Bitcoin's market capitalisation is approximately $2.1 trillion (≈58% of the total market).
- Ethereum (ETH) — the leading altcoin and platform for smart contracts. The price of ETH is approximately $3,550, which is significantly higher than levels from the previous year; its capitalisation is around $420 billion (≈12% of the market).
- Tether (USDT) — the largest stablecoin pegged to the US dollar at a 1:1 ratio. USDT is widely used for trading and transactions, with a market capitalisation of around $150 billion, and its price remains stable at around $1.00.
- Binance Coin (BNB) — the native coin of the largest cryptocurrency exchange Binance and the BNB Chain network. The value of BNB is around $950, close to its historical maximum; its capitalisation is approximately $140 billion. Despite legal pressures on Binance, the token remains among the leaders due to its active use on the platform and in DeFi.
- Ripple (XRP) — the token of the Ripple payment network for cross-border transactions. XRP is trading around $2.50, with a capitalisation estimated at approximately $130 billion. Legal clarity regarding XRP's status in the US (Ripple's victory in its dispute with the SEC) has strengthened investor confidence and allowed the token to maintain its place among leading assets.
- Solana (SOL) — a high-performance blockchain platform for decentralised applications. SOL is holding at around $160 per coin (capitalisation ~$80 billion), having retreated from peak levels of $200 reached earlier this year. Interest in Solana is bolstered by the growth of its ecosystem and the emergence of investment products (ETFs) tied to this asset.
- USD Coin (USDC) — the second-largest stablecoin, backed by dollar reserves (issued by Circle). The price of USDC is strictly maintained at $1.00; its capitalisation is around $60 billion. USDC is widely used by institutional investors and in DeFi due to its transparency and regular auditing of reserves.
- Cardano (ADA) — a blockchain platform that emphasises a scientific approach to development. ADA is currently priced at approximately $0.70 (capitalisation ~$25 billion) after retreating from recent local maxima around $1.00. Cardano is attracting attention with plans to launch an ETF for this token and an active community that believes in the project's long-term growth.
- TRON (TRX) — a platform for smart contracts and decentralised applications, particularly popular in Asia. TRX is trading around $0.30; its market value is approximately $28 billion. TRON maintains its presence in the top 10 largely due to its network's use for issuing stablecoins (a significant portion of USDT circulates on the TRON blockchain) and ongoing ecosystem development.
- Dogecoin (DOGE) — the most renowned meme cryptocurrency, originally created as a joke. DOGE is holding around $0.18 (capitalisation ~$30 billion), supported by community loyalty and periodic celebrity attention. Despite its high volatility, Dogecoin continues to rank among the top coins, demonstrating remarkable resilience in investor interest.
