Current Cryptocurrency News as of November 13, 2025: Bitcoin Holds Above $100,000, First XRP ETF Launches in the US, Traditional Banks Integrate Cryptocurrencies, Institutional Investors Remain Confident, Overview of the Top 10 Popular Cryptocurrencies.
Bitcoin Remains Above $100,000 Amid Macro Optimism
Following a remarkable surge in recent months, the flagship cryptocurrency Bitcoin (BTC) sustains its six-figure levels. As of the morning of November 13, BTC is trading around $105,000, down from its August peak of approximately $124,000, yet still significantly higher than levels seen at the beginning of the year. Bitcoin's market capitalisation stands at around $2.1 trillion (about 58% of the total cryptocurrency market capitalisation), confirming its dominant role. Investors note that the conclusion of the protracted US government shutdown has boosted market confidence: the Senate approved a budget agreement, ending the 41-day halt in government operations and alleviating uncertainty. Further positive sentiment was generated by the initiative for "tariff dividends" – President Donald Trump proposed directing revenues from import tariffs towards one-off payments to citizens ($2,000 each). These measures have heightened expectations that an influx of liquidity and economic stabilisation will support demand for risk assets, including Bitcoin.
Analysts point out that Bitcoin now has the potential to break through previous highs if it can confidently overcome the nearest significant resistance level around $110,000. Overall, the sentiment surrounding Bitcoin remains predominantly optimistic. Many investors perceive BTC as "digital gold" and a hedge against inflation risks, particularly in light of the possible easing of monetary policy by major central banks.
Ethereum and Major Altcoins: Consolidation After Growth
The second-largest crypto asset, Ethereum (ETH), is demonstrating stability following its summer rally. ETH's price hovers around $3,550, which is below its historical high ($4,890 in 2021) but confirms Ethereum's strong market positioning. Ethereum still comprises around 12% of the total market capitalisation (around $420 billion) and remains the foundational platform for smart contracts, decentralised finance (DeFi), and numerous blockchain applications. Institutional interest in ETH is supported by the development of its ecosystem and demand from major players: the launch of spot ETFs for Ethereum in the US has simplified investor access to this asset. Although Ethereum funds have seen outflows in recent weeks (as some investors booked profits following the price increase), long-term sentiment around Ethereum continues to be positive.
Many other leading altcoins, after a vigorous rise at the beginning of autumn, have entered a phase of consolidation. Investors are reassessing risks and partially locking in profits, resulting in a heterogeneous performance among the largest coins. Nevertheless, individual projects exhibit resilience and even growth due to their own news-driven catalysts. For example, the token of the decentralised exchange Uniswap (UNI) surged more than 20% this week after the team proposed introducing a fee (which would make the coin deflationary), although it subsequently retreated from its local peak. Overall, the altcoin market remains volatile, with many coins oscillating within a 5–10% range over the week, reacting to technological updates, new partnerships, and regulatory developments.
Traditional Finance Embraces Cryptocurrencies
The crypto industry is receiving increasing support from traditional financial institutions. This week saw a significant event: American bank SoFi announced the launch of cryptocurrency trading services for its clients. SoFi has become the first bank in the US to directly offer the purchase, sale, and storage of digital assets, including Bitcoin, Ethereum, and Solana. The bank's management noted that the decision was made possible by clarified regulatory guidelines – as recently as spring 2025, the Office of the Comptroller of the Currency (OCC) officially permitted federally chartered banks to provide crypto services. Following these clarifications and the growing demand from clients, several major banks have begun exploring the potential for working with digital assets. The launch of crypto services by SoFi marks an essential step toward integration: retail investors can now access the crypto market through familiar banking applications, significantly expanding the market's audience.
Furthermore, SoFi has announced plans to issue its own stablecoin (a digital dollar pegged to the USD) and to integrate blockchain technology into its lending and payment products. Experts expect that SoFi's example will encourage other banks to enter the cryptocurrency market. Concurrently, traditional investment companies continue to launch new products: exchange-traded funds (ETFs) and trusts for crypto assets are emerging across various countries – from Bitcoin and Ethereum to entire baskets of altcoins. This activity among financial organisations indicates that cryptocurrencies are increasingly being perceived as a legitimate investment class that traditional banks and funds are ready to engage with.
Regulation: Legislative Initiatives Post-Shutdown
The regulatory environment surrounding cryptocurrencies continues to improve, gradually removing previous barriers. The end of the budget crisis in the US has positively impacted investor sentiment and unlocked legislative activity. A new comprehensive bill to regulate digital assets is making its way through Congress. This week, the Senate Agriculture Committee introduced the Crypto Market Structure Bill, which proposes to establish clear rules for the industry. The bill aims to delineate the authority of oversight bodies: it proposes to assign the Commodity Futures Trading Commission (CFTC) control over crypto exchanges and derivatives, while the Securities and Exchange Commission (SEC) will focus on tokens that may be classified as securities. The goal of this initiative is to ensure market transparency and protect investors without stifling innovation.
The US administration is also demonstrating support for the fintech sector: preparations are underway for the so-called New Structure Bill to modernise the financial system, within which the crypto industry could occupy a crucial role. Similar trends of integrating cryptocurrencies into the legal framework are observable in other countries. For example, Brazil's central bank recently extended anti-money laundering (AML) and counter-terrorism financing requirements to cryptocurrency companies and services. In the European Union, unified MiCA regulations are coming into force, and their phased implementation in 2024–2025 is already stimulating the activity of licensed crypto exchanges in Europe. Overall, regulators worldwide are rapidly developing rules for digital assets – this reduces market uncertainty and attracts more conservative participants.
Institutional Investors and Capital Movement
Large investors continue to show interest in cryptocurrencies, although mixed capital flow trends are observed in the short term. Following record inflows during the summer, a correction has occurred in the autumn: over the past two weeks, digital investment products have recorded a total outflow of approximately $1.1 billion, primarily from Bitcoin and Ethereum funds, as some investors decided to take profits following price increases. According to CoinShares, approximately $900 million was withdrawn from Bitcoin-focused funds last week, and around $400 million from Ethereum funds. However, not all segments are experiencing outflows: on the contrary, XRP funds attracted about $28 million during the same week, indicating a redistribution of interest toward alternative assets with practical value.
Overall, the total capitalisation of the cryptocurrency market remains around $3.6 trillion, approximately 5% above the lows of early November, indicating a gradual return of buyers. Institutional players are actively using market dips to increase their positions. Reports from analysts suggest that large holders ("whales") recently purchased around $200 million in Cardano (ADA) tokens during a price decline – this demonstrates confidence in the long-term prospects of the project, despite delays in launching an ADA ETF. Inflows into already launched exchange-traded funds continue: after a pause at the beginning of the month, spot Bitcoin ETFs in the US have once again recorded a small net inflow (approximately $1.2 million over the last day as of November 12), indicating a stabilisation of sentiment.
Institutional interest is also spreading to other assets. Today, the first spot ETF for XRP (managed by Canary) launches in the US, and heightened demand for this instrument is anticipated – the total volume of funds under management for such XRP ETFs could exceed $800 million in the initial days. Additionally, new exchange-traded funds aimed at Solana have emerged in the US market, which are also beginning to attract capital. The activity of such products, along with the participation of public companies (e.g. MicroStrategy regularly increases its BTC holdings), confirms that the institutional segment has firmly established itself in the crypto sphere and continues to expand.
Market Sentiment and Forecasts
The sentiment in the cryptocurrency market as of mid-November can be characterised as cautiously optimistic. The "fear and greed" index for Bitcoin and major altcoins has risen from the area of fear into the zone of moderate "greed," reflecting a prevailing cautious optimism without signs of extreme euphoria. Market participants are encouraged by a combination of favourable factors – from signals of monetary policy easing to positive regulatory news and the integration of cryptocurrencies into the traditional financial sector. At the same time, experts caution about the risks of short-term volatility: the rapid price increases in recent weeks have been accompanied by spikes in liquidations on derivative markets, highlighting the fragility of the current balance.
Investors will continue to closely monitor the actions of regulators and key macroeconomic indicators (such as inflation and interest rate data). The trajectory of the current recovery into sustainable market growth by year-end largely depends on these factors. Many analysts remain positive, allowing for the possibility of Bitcoin reaching new historical highs in the coming months, provided current trends persist, although consensus suggests that the upward path will be accompanied by increased volatility.
Top 10 Most Popular Cryptocurrencies
As of the morning of November 13, 2025, the top ten largest and most popular cryptocurrencies by market capitalisation are as follows:
- Bitcoin (BTC) — the first and largest cryptocurrency. BTC is currently trading around $105,000 after a correction from its August peak; Bitcoin's capitalisation stands at approximately $2.1 trillion (≈58% of the entire market).
- Ethereum (ETH) — the second-largest cryptocurrency and leading smart contract platform. ETH is priced at around $3,550, significantly up from last year's levels; capitalisation is about $420 billion (≈12% of the market).
- Tether (USDT) — the largest stablecoin pegged to the US dollar at a 1:1 ratio. USDT is widely used for trading and settlements; its market capitalisation is around $150 billion, with a stable price around $1.00.
- Binance Coin (BNB) — the internal coin of the largest cryptocurrency exchange Binance and the base token of the BNB Chain network. BNB is valued at around $950, close to its historical high; capitalisation is approximately $140 billion. Despite legal pressures on Binance, the token remains among the leaders due to active use on the platform and in DeFi.
- Ripple (XRP) — the token of the Ripple payment network for cross-border settlements. XRP is trading around $2.50; its capitalisation is estimated at about $130 billion. Legal clarity regarding XRP's status in the US (Ripple winning a dispute with the SEC) has bolstered investor confidence and allowed the token to maintain a place among leading assets.
- Solana (SOL) — a high-performance blockchain platform for decentralised applications. SOL holds around $160 per coin (capitalisation ~$80 billion), down from peaks of $200 reached earlier this year. Interest in Solana is supported by the growth of its ecosystem and the emergence of investment products (ETFs) for this asset.
- USD Coin (USDC) — the second-largest stablecoin backed by dollar reserves (issued by Circle). USDC's price is strictly maintained at $1.00; capitalisation is around $60 billion. USDC is widely utilised by institutional investors and in DeFi thanks to transparency and regular auditing of reserves.
- Cardano (ADA) — a blockchain platform developing with a scientific approach to development. ADA is currently priced at approximately $0.70 (capitalisation ~$25 billion) after a pullback from recent local highs around $1.00. Cardano attracts attention with plans to launch an ETF for this token and an active community that believes in the project's long-term growth.
- TRON (TRX) — a platform for smart contracts and decentralised applications, especially popular in Asia. TRX is trading around $0.30; market cap ~ $28 billion. TRON retains its position in the top 10 largely due to the use of its network for issuing stablecoins (a significant portion of USDT circulates on the Tron blockchain) and constant development of its ecosystem.
- Dogecoin (DOGE) — the most well-known meme cryptocurrency initially created as a joke. DOGE remains around $0.18 (capitalisation ~$30 billion), supported by a loyal community and periodic attention from celebrities. Despite high volatility, Dogecoin continues to rank among the top ten coins, demonstrating a remarkable resilience of investor interest.
